I have over 25 years of experience in guiding both individuals and businesses with meeting their objectives of protecting their income, accumulating cash, and preserving their assets. My areas of concentration have been:

Individual financial services, guiding and protecting individuals if they live too long, through various tax and tax deferred ways of accumulating cash for retirement and college funding. If they die too soon, by protecting their family with various insurance products, if they become disabled, by protecting their ability to earn an income with disability insurance, and lastly protecting their estate and assets they have accumulated through efficient preparation that uses insurance products to help accomplish their goals.

Financial services for business, guiding business owners with advice on how to handle unique problems, many of which are agreements between business partners on a succession strategy. Other areas include analyzing the appropriate type of retirement plans to install and fund, nonqualified strategies, key person protection, and employee benefit plans which include medical, dental, vision.

Each of the above processes are done with a series of carefully analyzed steps, and consistent reviews.

John is a registered representative and investment advisor representative of Securian Financial Services, Inc.